I opened my first checking account about 14 years ago and did nearly all of my banking on my own. I'd balance my checkbook manually, and on those rare occasions I needed to check my balance for something, I would either call an automated system or simply wait for my monthly statement to reach my front door.
Everything done in my personal finances happened recently when I found that I could do my banking business online, and I have been doing it that way ever since. There is still a need to buy personal checks for certain transaction, however, online has it’s advantages.
I have to admit that I love doing my banking business online for a number of reasons. Looking back to the time of balancing my checkbook and making sure that everything jibed with my statements each month, I have to chuckle a little, because it just seems so archaic.
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The internet is simple to use, look up your bank account information and balance everything electronically. One can observe their withdrawn amounts and well as their deposits and make adjustment's as they are needed. If you need to replentish you checkbook, cheap discount personal checks are available online at about a 50% savings.
Something that is appreciated is that I can easily transfer money from my checking account to my savings account and vice versa. I try to put money from checking into savings every time I get paid, and there have been a a couple of times that I had to take some money out of savings to cover some larger bills.
I like the fact that It is faster than having to call the bank, go through a series of prompts, and then putting in your checking account number and password. Then you have to hear more prompts before it gets to the option of hearing your account balance.